What is the Covertree Referral Program?

The Covertree referral scheme offers you, a rebate on your monthly premium for every eligible client you refer to us who goes on to take out a policy or mortgage through Covertree.

For each eligible client, you refer, you’ll receive a premium rebate from us direct into your bank account equivalent to a month of your current insurance cover.

Doing right by our clients is at the core of what we stand for at Covertree, and we strive to consistently offer great service and advice.  And this is what we want you to pass on to your friends and family so that they can receive the same great experience.

It would be great if you could help us out by telling anyone who might be interested in taking out their own insurance policy or mortgage about us.

As a thank you, we will be happy to return the favour and offer you a rebate on your current policy.


Box Icon Fill out the referral form

Fill out the referral form

Fill the details of the person you are referring in the form below. Also, add your details in as well.

Box Icon Submit


Click ‘Refer your friend now’ when complete. (They must be over 18, UK resident and have given permission to be contacted).

Box Icon You both get £25

You both get £25

We’ll contact your friend and you’ll both get rewarded when their policy or mortgage is in place.

How the Referral Program Works…

When you refer a friend or family member we just need to know their name and contact details. They must be over 18 and a UK resident, also they have given you permission to refer their details over to us.

When their new plan or mortgage is in place, we will notify via email you that are eligible for a premium rebate and will let you know when you will receive it, how you spend the money is up to you.

You need to hold the policy for 3 months before the rebates kick in.

The person you refer will also receive a premium rebate equivalent to 1 month of free cover for them, also after holding the policy for 3 months. For mortgages we will offer them a £25 Amazon gift voucher 3 months after the completion date.

I don’t have a policy!

If you don’t have a policy with us! That’s fine, you can still refer someone to us and they go on to take out a policy or mortgage with us, we’ll offer you a £25 Amazon gift voucher. We will give the person you refer to us a premium rebate as normal. For mortgages we will offer them a £25 Amazon gift voucher as normal.

Terms & Conditions

Anyone can participate by referring the name and contact details of a friend or family member to Covertree Ltd for the purposes of insurance, mortgage or other financial service offered by the business or its partners.

The person you refer over must be over 18 and a UK resident. You do not have to be an existing client of Covertree Ltd to take part in this offer.

We will not issue your premium rebate / £25 gift voucher if your referral takes place after we have already made contact with the same individual in the previous 3 months.

We will not issue your premium rebate / £25 gift voucher if the individual you referred cancels their policy before paying 3 months of premiums in full.


Refer A Friend Now

Remember you can refer as many friends as you like. There are no restrictions on the number of friends you can refer over to us. Pop your details in the form below.

About Your Friend

Friends name

Friends telephone

Friends postcode

Friends email

About You

Your name

Your telephone

Your email

By selecting “Refer your friend now” you confirm that…

You have permission from the person you are referring to us and that they have given consent to be contacted by phone, email and/or text by Covertree Limited.

I agree to the terms and conditions of this offer. Covertree Limited strictly adhere to the General Data Protection Regulation and will only use your personal information for the purposes of helping with your query.

Referral Program Terms & Conditions