Income Protection

Even if you can’t work, the bills still need to be paid - protect your income.

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Mortgages

A simpler way to buy a home or remortgage.

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Life Insurance

Should the worst ever happen - we’ve got you covered.

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Business Protection

Protect your most important asset - your people.

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Welcome to Covertree

We’re here to help you when you need us the most, to keep you healthy, working and happy. Finding you the right plan to protect everything you value.

Trusted

Everything we do starts and ends with you. We’re not about finding any old plan to save you a few pounds – you can trust us to find the right cover or mortgage for you and your circumstances, so if and when the time comes; you know you’re in safe hands.

Friendly & Transparent

Our friendly team of experienced advisors understand that finding the right insurance policy or mortgage plan can be confusing. That’s why we take the time to understand your needs and explain each step, jargon-free.

Independent

We’re independent and impartial and work with a number of insurance and lending providers who are able to offer a range of products to suit you.

Easy To Use

We like to keep it simple. Our friendly team give clear advice and great service, we remove the fuss and make it easy for you to get the right plan.

How we work

We get to know you and your circumstances

We do the research to find the right product for you

We recommend a solution that is perfect for you

We walk you through the application

That’s it - You’re Done!

What services do we offer?

We’ll advise you on the type of plan that is perfect for your needs – and then search the market to find the very best deal for you. Unsure of what you need? Talk to us about your requirements…

Income Protection

Even if you can’t work; the bills still need to be paid…

Life Insurance

Should the worst ever happen; we’ve got you covered…

Critical Illness

Ease the worry about making ends meet if you become seriously ill…

Business Protection

Protect your most important assets – your people…

Mortgages

Let us help you put roots down for you and your family…

Secured Loans

Because sometimes, you just need a helping hand…

Equity Release

You’ve looked after your home, now let your home look after you…

Reasons to talk to us

Why get advice?

We know the market better than anyone. And as everybody is different, there’s no one-size-fits-all when it comes to protecting you and the ones you love or finding the perfect mortgage. That’s why it is essential to get the right advice, on the right product that suits you and your circumstances. Plus, you’ll be fully covered under the Financial Services Compensation Scheme (FSCS), giving you that additional peace of mind.

How much cover do I need?

The amount of cover you’ll need will depend on you and your family’s circumstances and lifestyle. Our friendly team of advisors are experts at finding the right cover for you.

How long do I need plan for?

The policy should last as long as you need it. Whether you’re looking to protect your income or look after your family, should you fall ill or pass away, we will help you work out how long your policy needs to be – so there’s one less thing for you to worry about.

What cover should I choose?

With so many plan options out there, we know that insurance and mortgages can be confusing! But that’s why we’re here – to cut through the jargon and find the right kind of plan at an affordable price for you.

How much will it cost?

Everyone is different, so naturally, the cost of everyone’s policy will differ. What we can guarantee you, is that we will find a plan that fits your circumstances and is affordable.